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Understanding the FTC’s Battle to Protect Older Adults from Scams

An image showing a diverse group of older adults engaged in a community meeting, symbolizing protection against scams and collective awareness.

The Federal Trade Commission's (FTC) "Protecting Older Consumers, 2022-2023" report reveals that senior adults lost over $1.6 billion to scams in 2022, with total losses potentially reaching $48 billion. Rising losses are seen in investment, business impersonation, and tech support scams. Despite older adults being less likely to report fraud, they often suffer more significant financial losses than younger adults. The FTC's efforts include rulemaking, enforcement actions, and education programs to counter scams.

FCC Accelerates Fight Against Illegal Robocalls: One Owl Telecom Faces Tough Action

Illustration of a determined owl in flight, representing the FCC's commitment to combat illegal robocalls.

The Federal Communications Commission (FCC) is escalating its fight against illegal robocalls by targeting One Owl Telecom. The company is suspected of facilitating international robocalls that falsely claim to be from "ACM Trading LLC". One Owl is closely associated with entities involved in previous FCC violations. The FCC's Enforcement Bureau has issued a warning and is prepared to enforce strict penalties, including traffic blocking if the company fails to respond. The FCC remains committed to eradicating illegal robocalls.

Illinois Attorney General Cracks Down on Deceptive Electric Supplier: Residents Energy Faces $15 Million Lawsuit

Illustration representing Illinois Attorney General's action against deceptive electric supplier Residents Energy.

Illinois residents were allegedly deceived out of $15 million by alternative electric supplier Residents Energy, leading to a lawsuit by Illinois Attorney General's office. The company allegedly promised low initial rates without disclosing that they were temporary. Some customers' energy costs reportedly tripled. The company also stands accused of violating the Telephone Solicitations Act and using misleading scripts, with salespeople providing false information during calls. Residents Energy, facing 12 charges, each carrying a potential $50,000 penalty, is also active in nine other states besides Illinois.

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